Home Ownership

Western Catskills Community Revitalization Council, Inc. currently does not have any grants for first-time home buyers.

We are, however, pleased to offer e-Home America’s on-line home buyer counseling course.  In order to receive some kinds of mortgages, some lenders require this kind of training which includes learning about making a budget, credit counseling, shopping for a mortgage, finding a real estate agent, the in-and-outs of purchasing property, and performing home maintenance. This excellent on-line housing counseling program also meets the USDA and Rural Development loan requirements for housing counseling.

WCCRC’s Housing Counselor, Kelly Kiley says, “This online course is a great resource for any first time home-buyer, no matter the type of mortgage they are applying for. This convenient course is comprehensive and well organized and allows clients to participate for the comfort of their own home.”

Learn more about this on-line course by clicking here.

Click on the links below for more information about buying a home.

USDA—Home Buyer Loan and grants

SONYMA—Home Buyer Loan

Matched Savings Accounts (IDA)

Ask your local bank for more information.

HUD—Home Buyer resources